The insurance business cluster is a strong component of the St Joseph economy. Together with real estate and finance, it represents 7 percent of local employment. Local insurance providers help businesses offer competitive benefit packages and encourage a strong and vibrant workforce.


St Joseph has broad spectrum of insurers, but two major companies within the city are:


American Family Insurance
American Family Insurance is the nation’s third-largest mutual property and casualty insurer and is a major St. Joseph employer. The company is the second-largest insurer of home and private passenger cars in Missouri and Kansas.


Blue Cross/Blue Shield of Kansas City
This is the largest provider of health benefits in the Kansas City area supporting over one million members to provide affordable, high quality access to health services and has administrative officials in St. Joseph.