Position Summary: The Loan Officer is responsible for administration and performing duties related to processing, packaging, closing, and funding all SBA loans, ensuring that loans fully comply with SBA 504 and 7(a) regulations. Collect and analyze financial data and related information to determine creditworthiness.
Qualifications Required: The Loan Officer must have a combination of four years’ experience in accounting or finance or equivalent education in Finance/Accounting, Credit Analyst, and Commercial Lending, SBA lending experience preferred.
Knowledge of SBA lending market including 504 loan programs and SBA 7(a).
Ability to prepare and review loan/application packages for submission to the SBA, ensuring accuracy and completeness of all required documents.
Knowledge of accounting principles and practices.
Effective oral and written communication and organizational skills.
Ability to establish and maintain effective working relationships with customers, lenders, vendors, and co-workers.
An ability to adapt to a fluid environment, react and work well under pressure.
Self-motivated and demonstrate the ability to resolve issues.
Strong computer skills, with experience in Microsoft Officer Suites, Adobe, and Lending software including the Capital Access Financial System (CAFS), Income Verification Express Service (IVES) and Ventures is preferred.
Marketing: Educate potential borrowers and lenders about the benefits of the program, leveraging various marketing channels, and building strong relationships with small business owners and regional economic developers.
Physical Requirements: Individual must possess a valid driver’s licenses and access to a motor vehicle to be used for business purpose travel within the region.
Supervision: The Loan Officer will work under the direct supervision of the Executive Director and will be expected to complete assignments independently or as a member of a project team.
Benefits: Health Insurance, Dental Insurance, Vision Insurance, Life Insurance, Retirement, FSA, Parental leave and PTO.
The job description is a general description of essential job functions. It is not intended as an employment contract, nor is it intended to describe all duties that may be required. All employees are expected to perform tasks assigned by supervisory/management personnel, regardless of job title or routine duties.
Salary and Commission based on experience
Applicants must submit resume to Mo-Kan Regional Council, 224 N 7th Street, St. Joseph, Mo 64501 or email kathy@mo-kan.org
Mo-Kan Regional Council is an equal opportunity employer.
